:root {
  --green: #00885a;
  --green-dark: #006943;
  --green-soft: #e9f8f1;
  --yellow: #ffd33d;
  --yellow-soft: #fff6cf;
  --ink: #17231f;
  --muted: #63736d;
  --line: #dce8e3;
  --bg: #f5faf7;
  --white: #ffffff;
  --shadow: 0 22px 54px rgba(21, 65, 48, .13);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background:
    radial-gradient(circle at 12% 8%, rgba(255, 211, 61, .22), transparent 28%),
    linear-gradient(180deg, #f8fcfa 0%, var(--bg) 42%, #ffffff 100%);
  color: var(--ink);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", "Noto Sans KR", Arial, sans-serif;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 72px;
  padding: 14px clamp(18px, 5vw, 64px);
  border-bottom: 1px solid rgba(220, 232, 227, .82);
  background: rgba(255, 255, 255, .88);
  backdrop-filter: blur(16px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--ink);
  font-weight: 900;
  text-decoration: none;
  white-space: nowrap;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 12px;
  background: var(--yellow);
  color: var(--green-dark);
  font-weight: 950;
  box-shadow: inset 0 -2px 0 rgba(0, 0, 0, .08);
}

.brand-mark.small {
  width: 30px;
  height: 30px;
  border-radius: 10px;
}

.nav {
  display: flex;
  align-items: center;
  gap: clamp(10px, 2.4vw, 28px);
  color: #43524d;
  font-size: 15px;
  font-weight: 800;
}

.nav a {
  text-decoration: none;
}

.nav-cta {
  padding: 11px 16px;
  border-radius: 999px;
  background: var(--green);
  color: #fff;
}

main {
  overflow: hidden;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, .95fr);
  align-items: center;
  gap: clamp(32px, 6vw, 76px);
  min-height: calc(100vh - 72px);
  padding: clamp(42px, 7vw, 84px) clamp(20px, 6vw, 88px) clamp(34px, 6vw, 72px);
}

.eyebrow {
  margin: 0 0 13px;
  color: var(--green-dark);
  font-size: 13px;
  font-weight: 950;
  letter-spacing: .08em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 720px;
  margin-bottom: 22px;
  font-size: clamp(42px, 6.4vw, 76px);
  line-height: 1.04;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 16px;
  font-size: clamp(30px, 4.2vw, 50px);
  line-height: 1.12;
  letter-spacing: 0;
}

h3 {
  margin-bottom: 10px;
  font-size: 20px;
}

.lead {
  max-width: 650px;
  margin-bottom: 28px;
  color: var(--muted);
  font-size: 19px;
  line-height: 1.75;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 34px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 22px;
  border-radius: 16px;
  font-size: 16px;
  font-weight: 950;
  text-decoration: none;
}

.button.primary {
  background: var(--yellow);
  color: #2d2a00;
  box-shadow: 0 12px 26px rgba(172, 133, 0, .18);
}

.button.secondary {
  border: 1px solid var(--line);
  background: #fff;
  color: var(--green-dark);
}

.download-button {
  width: 100%;
}

.metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  max-width: 620px;
}

.metrics div {
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: rgba(255, 255, 255, .78);
}

.metrics strong {
  display: block;
  margin-bottom: 5px;
  color: var(--green-dark);
  font-size: 24px;
}

.metrics span {
  color: var(--muted);
  font-size: 13px;
  font-weight: 800;
}

.hero-visual {
  position: relative;
  margin: 0;
  min-height: 600px;
  border: 1px solid rgba(0, 105, 67, .16);
  border-radius: 8px;
  overflow: hidden;
  background: #fff;
  box-shadow: var(--shadow);
}

.hero-visual img {
  width: 100%;
  height: 100%;
  min-height: 600px;
  display: block;
  object-fit: cover;
  object-position: 50% 50%;
}

.hero-visual figcaption {
  position: absolute;
  right: 22px;
  bottom: 22px;
  left: 22px;
  padding: 18px 20px;
  border: 1px solid rgba(255, 255, 255, .42);
  border-radius: 8px;
  background: rgba(0, 105, 67, .88);
  color: #fff;
  backdrop-filter: blur(14px);
}

.hero-visual figcaption span {
  display: block;
  margin-bottom: 6px;
  color: rgba(255, 255, 255, .82);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.hero-visual figcaption strong {
  display: block;
  font-size: 20px;
  line-height: 1.35;
}

.section {
  padding: clamp(62px, 8vw, 108px) clamp(20px, 6vw, 88px);
}

.section-heading {
  max-width: 780px;
  margin-bottom: 32px;
}

.section-heading p:not(.eyebrow),
.experience-copy p,
.consult p,
.disclosure p {
  color: var(--muted);
  font-size: 17px;
  line-height: 1.75;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.service-card {
  min-height: 270px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 14px 34px rgba(21, 65, 48, .07);
}

.icon {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin-bottom: 24px;
  border-radius: 16px;
  background: var(--green-soft);
  color: var(--green-dark);
  font-size: 22px;
  font-weight: 950;
}

.service-card p,
.process-step p {
  color: var(--muted);
  line-height: 1.65;
}

.banking-panel {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(280px, .95fr);
  gap: 28px;
  align-items: center;
  margin: 0 clamp(20px, 6vw, 88px) clamp(54px, 7vw, 90px);
  padding: clamp(30px, 5vw, 48px);
  border: 1px solid var(--line);
  border-radius: 8px;
  background:
    linear-gradient(135deg, rgba(255, 211, 61, .2), transparent 42%),
    #fff;
  box-shadow: 0 18px 44px rgba(21, 65, 48, .08);
}

.banking-panel p {
  color: var(--muted);
  font-size: 17px;
  line-height: 1.75;
}

.banking-list {
  display: grid;
  gap: 10px;
}

.banking-list span {
  display: block;
  padding: 16px 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--bg);
  color: var(--green-dark);
  font-weight: 950;
}

.experience {
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(320px, 1.05fr);
  gap: 28px;
  align-items: stretch;
  padding: clamp(54px, 7vw, 96px) clamp(20px, 6vw, 88px);
  background: linear-gradient(135deg, #073d2b, #006943);
  color: #fff;
}

.experience .eyebrow,
.experience-copy p {
  color: rgba(255, 255, 255, .78);
}

.feature-list {
  display: grid;
  gap: 14px;
}

.feature-list div {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: 8px;
  background: rgba(255, 255, 255, .08);
}

.feature-list strong {
  display: grid;
  place-items: center;
  flex: 0 0 46px;
  height: 46px;
  border-radius: 15px;
  background: var(--yellow);
  color: #2d2a00;
}

.feature-list span {
  font-size: 17px;
  font-weight: 800;
  line-height: 1.45;
}

.process-section {
  background: #fff;
}

.section-heading.compact {
  margin-bottom: 28px;
}

.process {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.process-step {
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--bg);
}

.process-step > span {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  margin-bottom: 28px;
  border-radius: 14px;
  background: var(--green);
  color: #fff;
  font-weight: 950;
}

.consult {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  margin: clamp(34px, 5vw, 72px) clamp(20px, 6vw, 88px);
  padding: clamp(30px, 5vw, 48px);
  border: 1px solid var(--line);
  border-radius: 8px;
  background:
    linear-gradient(120deg, rgba(255, 211, 61, .22), transparent 48%),
    #fff;
  box-shadow: var(--shadow);
}

.consult div {
  max-width: 760px;
}

.download-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 420px);
  gap: 28px;
  align-items: center;
  margin: 0 clamp(20px, 6vw, 88px) clamp(28px, 4vw, 48px);
  padding: clamp(30px, 5vw, 54px);
  border-radius: 8px;
  background: linear-gradient(135deg, #073d2b, var(--green));
  color: #fff;
}

.download-section .eyebrow,
.download-copy p {
  color: rgba(255, 255, 255, .78);
}

.download-copy p {
  max-width: 720px;
  font-size: 17px;
  line-height: 1.75;
}

.download-card {
  padding: 24px;
  border: 1px solid rgba(255, 255, 255, .22);
  border-radius: 8px;
  background: rgba(255, 255, 255, .1);
  box-shadow: 0 18px 40px rgba(0, 0, 0, .16);
}

.download-badge {
  display: inline-flex;
  margin-bottom: 18px;
  padding: 8px 12px;
  border-radius: 999px;
  background: var(--yellow);
  color: #2d2a00;
  font-size: 12px;
  font-weight: 950;
  text-transform: uppercase;
}

.download-card strong {
  display: block;
  margin-bottom: 10px;
  font-size: 24px;
  line-height: 1.25;
}

.download-card p {
  color: rgba(255, 255, 255, .82);
  line-height: 1.65;
}

.text-link {
  display: inline-flex;
  margin-top: 14px;
  color: #fff;
  font-size: 14px;
  font-weight: 900;
}

.disclosure {
  margin: 0 clamp(20px, 6vw, 88px) clamp(48px, 6vw, 72px);
  padding: 18px 20px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
}

.disclosure strong {
  display: block;
  margin-bottom: 6px;
  color: var(--green-dark);
}

.disclosure p {
  margin-bottom: 0;
  font-size: 14px;
}

.footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 28px clamp(20px, 6vw, 88px);
  border-top: 1px solid var(--line);
  background: #fff;
}

.footer p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  font-weight: 700;
}

@media (max-width: 980px) {
  .hero,
  .experience {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
  }

  .hero-copy {
    max-width: 760px;
  }

  .hero-visual {
    order: -1;
  }

  .service-grid,
  .process,
  .banking-panel,
  .download-section {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 720px) {
  .site-header {
    align-items: flex-start;
    flex-direction: column;
  }

  .nav {
    width: 100%;
    overflow-x: auto;
    padding-bottom: 2px;
  }

  .hero {
    padding-top: 26px;
  }

  h1 {
    font-size: 42px;
  }

  h2 {
    font-size: 32px;
  }

  .metrics,
  .service-grid,
  .process,
  .banking-panel,
  .download-section {
    grid-template-columns: 1fr;
  }

  .hero-visual,
  .hero-visual img {
    min-height: 440px;
  }

  .consult,
  .footer {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 420px) {
  .hero-actions .button {
    width: 100%;
  }
}